FAQs

Buying FAQs

Además de contar con los fondos necesarios, existen documentos estándar que deberás presentar al comprar una propiedad en México como extranjero:

  • Pasaporte válido.
  • Licencia de conducir válida (normalmente se requieren 2 formas de identificación con fotografía).
  • Comprobante de domicilio (en casa o aquí en México) en forma de recibo de servicios públicos reciente.
  • Información personal (nombre legal completo, fecha de nacimiento, lugar de nacimiento, dirección, información de contacto correo electrónico y teléfono).
  • Beneficiary information (full legal names, copy of passports of official IDs and addresses).

From offer to closing, it generally takes between 30 to 60 days, depending on negotiation, due diligence, inspections, trust setup, and closing logistics

  • All sales are conducted through a Notary Public.
  • A Spanish sales contract with a courtesy English translation is written up by us and presented to you for review then initial each page and sign.
  • If agreed upon by the Seller, we will work with closing coordinators, attorneys who facilitate the sale process for us, at no extra cost to the buyer.
  • We set up an Escrow account (approx. $800 USD) to hold funds until closing.
  • A standard 10% deposit is required to formalize the sale.
  • Standard timing is 45 days for a closing and can be up to 90 days if the property is acquired through financing.
  • The final balance of 90% is transferred to Escrow a few days prior to closing.

  • Yes. Some additional costs include:

    • Notary fees
    • Bank trust setup fees
    • Property taxes and fees (predial, etc.)

    We will always provide estimates in advance so you’re never surprised.

Selling FAQs

What should I expect when listing with Ocean Key Properties? We help you set a competitive price, create high-quality visual materials, market your property globally, manage showings, and negotiate offers—all while keeping you informed every step of the way. As a family-business, transparency and respect for your property are core to our service.

How do you determine market value? We analyze recent comparable sales, current listings, the property’s condition, amenities, views, location, and market trends in Riviera Nayarit. Our local expertise gives you more accurate pricing and stronger positioning.

What is the closing process for sellers? When an offer is accepted, we coordinate inspections, title and escrow management, and legal documentation. We make sure all liabilities are cleared and the property transfers smoothly. Sellers are provided with timelines and updates until closing.

Do I have to pay Capital Gains. The simple answer is yes, if you made money you need to pay tax.

In Mexico, the concept of capital gains tax does not apply in the sense in which it is determined in the United States. Here, the tax on the gain is 35%. For example, selling a property for $200,000 USD when it was bought for $100,000 USD generates $35,000 USD tax.

  • However, in order to determine the gain, the following costs and expenses are deducted from the amount for which the property is officially sold:
  • The original land cost and the depreciated construction cost, based on the number of years the property was held and adjusted for inflation according to the official consumer price indexes.
  • Additions, modifications and improvements, but not maintenance, made on the property (construction), adjusted as above.
  • Commissions paid to real estate brokers by the seller.
  • The closing costs, including all expenses, taxes and fees paid by the seller. The Notary will retain the calculated gain after deductions forwarding it to the Mexican tax authorities. The seller will then deduct this amount against his/her annual tax return, which becomes an adjustable tax credit in the U.S.

In order to ensure you are paying what you should be and not being over charged, we work with qualified legal tax accountants to help us ensure the whole process is legal and straightforward.

Additional Questions

Can I hold property rights under an LLC, Trust, or Corporation? Absolutely. Depending on your goals, you may hold property through your personal name, a U.S.-based trust or LLC, or a Mexican corporation. We coordinate with legal and financial partners to help you select the most suitable structure.

Do you offer property management or vacation rental support? Yes. We provide full service property management, vacation rental consultation, and maintenance coordination. Whether you plan to rent, sell, or simply hold the property, our team supports you.

How can I start the process with Ocean Key Properties? Just reach out via contact info on our site (email, phone, or contact form). We’ll schedule a no-obligation consultation, review your goals, explain all steps, and present a roadmap for buying or selling that fits your timeline and expectations.

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